Individual Solutions - Planning & Investing
We are CERTIFIED FINANCIAL PLANNER® Professionals with over 25 years of experience. We work with you using a 6-step financial planning & investing process which allows us to identify your needs, recommend strategies and solutions, implement, monitor, and adjust your financial plan as needed – we foster long-term relationships and will be with you every step of the way.
Let us guide you through the often over-whelming arena of financial planning & investing.
• Be able to fund our children’s education?
• Be able to give our children a financial head start?
• Have enough money to enjoy retirement?
• Be able to afford a vacation/rental property?
• Be able to take more risk with our portfolio?
• Enjoy a better life now without sacrificing our future lifestyle?
• I get seriously ill? How will this affect me financially?
• I become disabled and can’t work?
• Our elderly parents need care?
• I live too long? Will I out live my retirement income?
• I die prematurely? How will I take care of my family?
THE SOLUTIONS WE PROVIDE:
• Life Insurance
• Critical Illness Insurance
• Disability Insurance
• Long Term Care Insurance
• Health and Dental Insurance
• Travel Insurance
• Health Spending Accounts (HSA)
• Comprehensive, Integrated Financial Plans
• Independent Financial Advice
• Investment Products
• RRSPs, TFSA, Pensions
• Education Savings Plans (RESP)
• Group Solutions
"Financial planning is a process that determines how you can best meet your life goals through the proper management of your financial affairs".
(Financial Planning Standards Council)