These Terms of Service govern your use of the Diverse Benefits website and any information, tools, or resources available through it. By accessing this website, you agree to these terms.

Educational Purpose Only

Content is provided for informational purposes and does not constitute financial, legal, accounting, insurance or investment advice.

No Client Relationship Formed

Communication through this site, including contact forms, does not create a client-advisory relationship. A formal engagement begins only after agreements are signed.

Accuracy & Completeness

We strive to keep our content accurate and current, but we cannot guarantee completeness or suitability for every situation.

Use of Website Content

You may view and download content for personal, non-commercial use. Reproduction, redistribution or modification without permission is prohibited.

Third-Party Links

Links to external sites are for convenience only. We are not responsible for the content or policies of third-party websites.

Limitation of Liability

We are not liable for any damages arising from the use or inability to use this site or its content.

Privacy & Data Usage

Use of this site is also governed by our Privacy Policy.

Changes to Terms

We may update these terms at any time. Continued use of the site indicates acceptance of any changes.

Governing Law

These terms are governed by the laws of the province in which Diverse Benefits operates (Calgary, Alberta), and the laws of Canada.