Resources to Help You Make Smarter Financial and Benefits Decisions
Explore calculators, guides, and expert insights designed to help employees, families and business owners plan with confidence.
Insights & Guidance
Our Story
This video shares the story behind Diverse Benefits, told by founders Leanne and Scott, and explains why the company was built to move away from one-size-fits-all solutions. It highlights their family roots, deep experience, and commitment to creating personalized, client-first benefits and financial planning for businesses and individuals in Calgary. You’ll hear how their approach focuses on clarity, trust, and long-term relationships rather than jargon or hidden agendas. Watch to understand how Diverse Benefits helps clients feel supported, confident, and cared for at every stage of life.
Why a Boutique Benefits Firm Beats a Big Corporation
This video explains why many organizations choose a boutique approach to group benefits over large, corporate providers. Led by Leanne and Scott, it highlights how Diverse Benefits focuses on personalized service, faster communication, and plans tailored specifically to each business and its employees. Instead of one-size-fits-all solutions, the emphasis is on relationships, responsiveness, and benefits that truly fit the people using them. Watch to understand how a more hands-on, family-owned firm can deliver a more meaningful and effective benefits experience.
What It Means to Work with A CFP
This video explains the value of working with a Certified Financial Planner® and how it impacts the guidance clients receive from Diverse Benefits. Led by Leanne, a CFP®, and supported by Scott, the discussion highlights the professional standards, ethics, and expertise that go into every recommendation. It reassures both employers and employees that their financial and benefits strategies are designed with clarity, accountability, and long-term wellbeing in mind. Watch to understand how working with a CFP® provides trusted, easy-to-understand guidance you can rely on for important financial decisions.
How Customized Benefits Plans Save Employers Money
This video explains how customized benefits plans can help employers reduce waste and get more value from their benefits investment. Led by Scott and Leanne, it highlights how traditional one-size-fits-all plans often leave a significant portion of benefits unused, while tailored strategies align coverage with what employees actually need. The discussion focuses on how Diverse Benefits takes a consultative approach—listening first, then designing plans that improve efficiency, satisfaction, and retention. Watch to understand how thoughtful customization can lead to meaningful cost savings and a stronger, more engaged workforce.
How To Get the Most from Your Benefits Package
This video helps employees understand how to get the most value from their benefits package, rather than letting important resources go unused. Led by Leanne with practical insights from Scott, it walks through how to better understand your coverage, use available tools, and take advantage of programs that support your health, finances, and overall wellbeing. The discussion simplifies what can often feel complex, making it easier to navigate and apply your benefits in everyday life. Watch to learn how to confidently use your plan and unlock the full value available to you and your family.
Benefits Explained Simply
This video breaks down the basics of employee benefits in a simple, easy-to-understand way, helping viewers feel more confident about what their coverage actually includes. Led by Leanne with practical insights from Scott, it explains key components like health, dental, vision, wellness programs, and how to navigate limits and out-of-pocket costs. The goal is to remove confusion and help employees recognize the full value of their benefits package. Watch to learn how to better understand your coverage and make informed decisions that support your health and financial wellbeing.
Why Relationships Matter in Benefits Planning
This video highlights why strong relationships are at the core of effective benefits planning and how a more personal approach leads to better outcomes for businesses and their employees. Led by Leanne with relatable insights from Scott, it explains how taking the time to understand each client’s team, goals, and challenges results in more tailored, responsive, and meaningful benefits solutions. The discussion contrasts this with more transactional, corporate approaches and emphasizes the value of ongoing communication and partnership. Watch to see how building real relationships leads to smarter planning, improved employee satisfaction, and long-term success.
Meet Scott and Leanne: Your Lifestyle Specialist
This video introduces Scott Demerais as the Lifestyle Specialist at Diverse Benefits and explains how his role helps clients align their benefits and financial strategies with real-life goals and transitions. Featuring insights from Scott Demerais and Leanne, it highlights a coaching-focused approach that goes beyond numbers to understand the “why” behind each client’s decisions. The discussion emphasizes how life changes—such as career shifts, family growth, or long-term planning—require thoughtful guidance and personalized support. Watch to learn how Diverse Benefits helps clients make confident, purpose-driven decisions that evolve with their lives.
Tools & Calculators
Quick, accurate financial tools to help you plan benefits, retirement and protection needs.
Retirement Savings
Are you on track to retire comfortably?
Retirement planning is the cornerstone of a solid financial plan. With rising life expectancies and the decline of employer pensions, Canadians need to know exactly how much to save — and when. This calculator projects your savings growth, estimates your retirement income, and shows you whether your contributions today will be enough to fund the lifestyle you want tomorrow.
Budget Calculator
Know where every dollar goes.
A budget is the foundation of every financial goal — from paying off debt to saving for a home or retirement. Without a clear picture of your income and expenses, it’s impossible to make intentional financial decisions. This calculator helps you track your monthly cash flow, spot spending leaks, and identify opportunities to save more.
Life Insurance Calculator
Would your family be financially protected if something happened to you?
Life insurance is one of the most important — and most overlooked — components of a financial plan. If you have dependants, a mortgage, or debts, the right coverage ensures your loved ones won’t face financial hardship in your absence. This calculator estimates the coverage amount you need based on your income, debts, and family situation.
Net Worth Calculator
Your net worth is your financial scoreboard.
Understanding your net worth — the difference between what you own and what you owe — gives you a clear snapshot of your financial health. It’s the starting point for every financial plan and a powerful motivator for building wealth over time. Track your progress year over year and see how every financial decision moves the needle.
Articles & Insights
Expert content optimized for real-world decisions and long-term planning.
Estate & Legacy Planning: How to Protect Your Family and Pass on Your Values
Executive Planning: Protecting Today’s Leaders with Strategic Financial Solutions
How to Maximize Your HSA and Health Spending Accounts
Building Long-Term Wealth Through Smart Retirement Planning
The Essential Insurance Planning Guide for Families and Professionals
